Saving for early retirement

P1070868
Instructions on the wall of our campervan

Having read plenty of other blogs by fantastic people working towards financial independence and early retirement, all I have really learnt is that everyone has different priorities for their spending.

So our spending for 2015 is below and is offered up humbly for blog readers to pick at as you see fit.  I don’t claim to be a model of frugality, Mr BOTRA and I are just doing our best but hopefully you will think that managing to save 40% of our income isn’t at all bad.

We save by looking for the cheapest deals for utilities where we can, shopping in the discount stores (mostly Lidl as I like to support them for paying the living wage ahead of other supermarkets) and Mr BOTRA does all the bicycle maintenance.  As you can see we have a weakness for rock concerts … they do make us happy … and a lot of our socialising with friends involves eating in restaurants.

2015 spending £ %
Utilities 4966.59 13%
Holidays 3374.58 9%
Vehicle costs 1460.00 4%
Diesel 957.90 3%
Food & groceries 2788.84 8%
Other household items (inc furniture & bikes) 2399.18 6%
Restaurants, cafes and bars 1249.32 3%
Public transport 357.70 1%
Gifts 822.92 2%
Concerts / theatre and other attractions 1034.36 3%
Healthcare (dentist, specs & prescriptions) 500.78 1%
Clothes, shoes & accessories 394.69 1%
Unidentified spending (cash) 2080.00 6%
Savings 14734.00 40%
TOTAL 36857.30 100%

 

 

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Author: memorialbenchstories

I am interested in the stories behind the people commemorated in memorial benches. I come across these benches in different places and they always make me wonder. Do get in touch if you have any stories.

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